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One day, at a vegetable market, he watched a woman his mother’s age pull out her phone to pay for her groceries. To get an Alipay ID, Liu had to enter his cell phone number and scan his national ID card. Alipay had built a reputation for reliability, and compared to going to a bank managed with slothlike indifference and zero attention to customer service, signing up for Alipay was almost fun. Alipay’s slogan summed up the experience: “Trust makes it simple.”Alipay turned out to be so convenient that Liu began using it multiple times a day, starting first thing in the morning, when he ordered breakfast through a food delivery app.

He realized that he could pay for parking through Alipay’s My Car feature, so he added his driver’s license and license plate numbers, as well as the engine number of his Audi.

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Lazarus Liu moved home to China after studying logistics in the United Kingdom for three years, he quickly noticed that something had changed: Everyone paid for everything with their phones.

Astronomers searching for a planet beyond Pluto discovered instead a dozen new moons orbiting Jupiter.

That swells to 79 or so the number found circling the giant planet since Galileo spotted the first of them with a homemade telescope more than 400 years ago.

He added friends in Alipay’s built-in social network.

When Liu went on vacation with his fiancée (now his wife) to Thailand, they paid at restaurants and bought trinkets with Alipay.

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